Qualifier
Plus IIIfx
Model #3430 -

Advanced residential real estate finance calculator with cash flow and complete buyer qualifying.

The Qualifier Plus IIIFX is the ideal tool for real estate investors, agents and mortgage lenders. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without complicated formulas.


Features:
  • Versatile Buyer Pre-Qualifying for Conventional and FHA/VA Loans
  • Cash Flow, IRR, NPV and NFV; Perfect for Investors and Commercial Lenders
  • Complete PITI Payment Solutions
  • Amortization with Remaining Balances
  • Calculate Combo Loans (80:10:10 and 80:15:05),Bi-Weekly Loans, ARMs
  • Easy Rent vs. Buy Comparisons and Estimated Tax Savings

Includes:

  • Protective Slide Cover
  • Quick Reference Guide
  • Full-Sized User's Guide
  • Pocket User's Guide
  • Long-Life Batteries
  • Full 1-Year Warranty
The Qualifier Plus IIIfx helps you:
  • Qualify Clients Quickly & Easily!
  • Solve Real Estate Finance Problems Instantly
  • Impress Your Clients
  • Close More Home Sales
  • Enhance Professionalism
Let the Qualifier Plus IIIfx put answers to all your financing problems at your fingertips! Carry it with you on appointments with clients, and impress them with your financial know-how and instant answers. Give them the confidence to buy that home!

Qualifier Plus IIIfx features:

  • Easy Qualification Solutions, to Close that Sale!
    • Allows for easy comparison of 2 different loan programs (i.e., conventional & FHA/VA).
  • "Reverse" Qualifying. Find the income required for a buyer to qualify for any property listing.
  • Ratio Qualifying. Find buyers' actual Income and Debt Ratios for a specific property and loan.
  • Instant Mortgage Finance Solutions
    Solve for Payment, Term, Interest, PITI Payment, Future Value, as well as Sales Price, Down Payment.
  • Complete Taxes and Insurance for True PITI Payments
    Permanently store your local property tax and property insurance rates (percent or dollars)! Even figures mortgage insurance.
  • Automatic Sales Price & Down Payment Calculations
    Play "what-if" with Price, Down and Loan Amount financing options to close your deals. Enter down payments as dollar amounts or percentages of price.
  • Easy Amortization, Balloon Payments
    Find principal and interest paid for any single payment or any range of payments--including remaining balance!
  • Bi-Weekly vs. Monthly Loan Comparisons
    With just one button press, show buyers the total lifetime interest savings and term reduction of bi-weekly loans.
  • Simplify Complex ARMs - Including Lifetime Cap
    Show best- and worst-case scenarios for any adjustable rate loan. Built-in Cap limits rate increases to lifetime maximum.
  • Find APR
  • "Rent vs Buy" Solutions
    Instantly show renters or first-time buyers their "net" monthly payments and annual tax deduction based on their tax bracket.
  • Built-in Date Math Function!
    Now, it's easy to find loan closing and listing expiration dates with the Date Math key!
  • Triple Zero Key Saves Time and Keystrokes
  • Works as a Regular Calculator
  • Durable and Portable

Product Specifications

Product #:
3430

Size:
5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)

Product Weight (product only with battery):
3.2 oz. (91 g)

Power:
3-volt lithium (CR-2032) battery (included)

Bat. Life:
Approx. 800 hours usage

Auto Shut-off:
8-12 min.

Keypad:
42 keys; soft-touch silicone rubber

User's Guide:
64 pp.; 5.0 x 2.5" (127 x 64 mm).

Warranty:
1-Year Limited Warranty

Case:
Vinyl with magnetic attachment and pocket for User's Guide; black. (Leather case also available.)

Operating Temperature:
32-130 deg. F (0-55 deg. C)

Display Type:
LCD segment; 9 digits, with annunciator-legends

Display Dimensions:
0.86 x 2.5" (22 x 64 mm)

Accuracy:
12 digit internal accuracy

P.O. Box 88186 - Kentwood, MI 49518

Phone - 1-800-753-3570 -Local - 616-245-1867 - FAX 616-245-5533